📎 Lexington Coverage Checklist

Your Local Guide to Smart, Confident Protection — from Mauldin Insurance Group

Whether you're a Gamecock tailgater, a Lexington small business owner, or a family navigating health changes, this checklist helps you stay covered, compliant, and confident.

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🏠 Home & Property

• ☐ Homeowners policy includes replacement cost coverage
• ☐ Flood insurance reviewed (especially near Saluda River or Lake Murray)
• ☐ Liability limits match property value
• ☐ Renters insurance active (for apartments or student housing)
• ☐ Umbrella policy considered for added protection

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🚗 Auto & Mobility

• ☐ Auto liability meets SC minimums — and your real needs
• ☐ Collision and comprehensive coverage reviewed annually
• ☐ Turo or peer-to-peer rental coverage discussed
• ☐ SR-22 or high-risk driver needs addressed
• ☐ Game day parking and tailgate liability considered

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🏥 Health & Life

• ☐ Health plan covers local providers (Lexington Medical, Prisma, etc.)
• ☐ Medicare Advantage or Supplement reviewed during open enrollment
• ☐ Life insurance fits current family structure and income
• ☐ Living benefits or critical illness riders considered
• ☐ HIPAA-compliant documentation stored securely

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🛠️ Business & Specialty

• ☐ General liability and commercial auto policies active
• ☐ Workers’ comp and EPLI reviewed for compliance
• ☐ Cyber liability or data breach coverage considered
• ☐ Health tech or device coverage discussed (Dexcom, CGM, etc.)
• ☐ Local partnerships listed for referral and support

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🎓 Gamecock Family Protection

• ☐ Student renters insurance for USC housing
• ☐ Tailgate liability and auto coverage for game days
• ☐ Life insurance for young families and new grads
• ☐ Health coverage transitions post-graduation
• ☐ Local pride reflected in your protection plan

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📞 Need Help?

Mauldin Insurance Group is here to walk you through every step. We speak Lexington, we speak Gamecock, and we speak your story.
📍 Based in Lexington, SC | 💬 Contact Us

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