Car Insurance in Lexington, SC
We're a local, independent agency in Lexington. Instead of one company's price, we shop your car insurance with multiple carriers and show you the real options side by side. No pressure and no cost to compare.
You can also text us at 803-920-8827. Most quotes take 15 to 20 minutes.
Why Lexington drivers use an independent agent
More than one price
A captive agent can only quote one company. We quote several, so you see which carrier is best for your car, your driving record and your budget.
Local and reachable
Our office is at 100 Old Cherokee Rd in Lexington. When you have a question or a claim, you call a person you know.
We re-shop at renewal
Rates in South Carolina keep changing. If your renewal jumps, we check the market again so you don't have to.
Coverage we help you set up
- Liability: pays for injuries and damage you cause to others. South Carolina requires at least 25/50/25.
- Uninsured and underinsured motorist: protects you when the other driver has little or no insurance. SC requires uninsured motorist coverage, and underinsured is worth a close look.
- Collision: repairs your car after an accident, no matter who is at fault.
- Comprehensive: covers theft, hail, falling trees, flooding and deer strikes.
- Medical payments, rental and roadside: the small add-ons that make a claim a lot less painful.
State minimums are rarely enough if you own a home or have savings to protect. We'll show you what higher limits actually cost. It's often less than people expect.
Drivers and situations we help with
Teen drivers
Adding a teen is expensive. We compare carriers and discounts like good student and driving apps to soften the hit.
SR-22
Need an SR-22 in South Carolina? We find a carrier that will write the policy and file it with the SCDMV.
Multiple vehicles
Two or more cars, trucks or a motorcycle on one policy usually means real savings.
Home and auto bundles
We price bundled and separate so you see whether bundling actually saves you money.
New to South Carolina
Moving here? We'll get your cars insured and registered the right way from day one.
Business vehicles
Work trucks and vans need commercial auto. We handle that too.
Discounts we look for
- Bundling home or renters with auto
- Multi-vehicle and multi-driver
- Good student and defensive driving
- Safe driving and telematics programs, if they make sense for you
- Paid in full, paperless and automatic payments
- Anti-theft and safety features
Serving Lexington and the Midlands
We write car insurance for drivers in Lexington, Red Bank, Gilbert, Pelion, Batesburg-Leesville, Chapin, Irmo, West Columbia, Cayce, Columbia and all around Lake Murray. We're licensed statewide, so we can help anywhere in South Carolina.
Ready to compare?
Call or text Ben at 803-920-8827, email ben@mauldininsurancegroup.com, or start a free quote online. Have your current declarations page handy and we can usually quote in one call.
Car insurance questions we hear a lot
How much car insurance do I need in South Carolina?
The legal minimum is 25/50/25 liability plus uninsured motorist coverage. If you own a home or have savings, we usually recommend higher liability limits and underinsured motorist coverage, since the minimum can be used up fast in a serious accident.
Why did my car insurance go up when I didn't have a claim?
Rates across South Carolina have risen because repairs, parts and medical costs are higher. Your own carrier may also have raised rates in your area. That's a good time to have us shop other carriers.
Does it cost more to use an agent?
No. Carriers pay us a commission, and your premium is the same as buying direct. You get someone to compare options and help at claim time.
Can you help if I need an SR-22?
Yes. We find a carrier that will write your policy and file the SR-22 with the SC Department of Motor Vehicles.
Should I bundle my home and auto?
Often, but not always. We quote both ways so you can see the actual difference before you decide.
