ACA Open Enrollment 2025: Key Dates and Tips

Health coverage is a vital part of ensuring peace of mind, and the ACA open enrollment period is a crucial opportunity to secure or update your plan. Navigating the world of insurance can be overwhelming, but understanding key dates can simplify the process. Start preparing now to ensure you don’t miss out on essential coverage deadlines.

Key ACA Open Enrollment Dates

• November 1, 2025: First day to enroll, renew, or change a plan for 2026.
• December 15, 2025: Deadline for coverage starting January 1, 2026.
• January 15, 2026: Final day of open enrollment. Plans selected now begin February 1, 2026.
• After January 15: Changes can only be made if you qualify for a Special Enrollment Period due to a major life event like marriage, birth, or loss of coverage.

If you already have a plan, take this time to review it and compare options. Consider your potential medical needs and budget for the year ahead. Remember, this is a limited window and preparation is key to avoiding coverage gaps.

Making informed choices now can lead to peace of mind throughout the year. If you need help or personalized assistance, don't hesitate to reach out.