Maximize Your Benefits Before 2026

The end of the year seemingly creeps up faster every time. Amidst the holiday rush, it's all too easy to overlook the valuable health and financial benefits that could save you money. Feeling overwhelmed or uncertain about where to begin? You're not alone. There's still time to act and make the most of what you're entitled to before December 31st.

Check Your Deductible Status

Have you met your health insurance deductible for this year? If so, now might be the perfect time to schedule those check-ups or procedures you've been putting off.

Use Your Flexible Spending Account (FSA)

FSAs operate on a “use it or lose it” basis. Spend down your balance on eligible expenses before the year ends to avoid losing money, unless your plan offers a rollover or grace period.

Refill Prescriptions

If you've met your deductible or out-of-pocket maximum, consider refilling recurring medications early to maximize savings.

Book Dental or Vision Appointments

Make use of any remaining benefits by scheduling these necessary appointments now. If slots are full, ask about cancellation lists for appointments to open up.

Max Out Health Savings Account (HSA) Contributions

Contributions to your HSA can still be made through year's end. Take advantage of the triple tax benefits as an incentive to contribute more.

Contact Your Plan Administrator or Benefits Advisor

If you're unsure about coverage or benefits remaining, reach out for guidance. They can clarify what’s available so you don’t miss out.

Remember, every small step you take now can lead to significant savings and peace of mind as the new year begins. Make sure to act before December 31st and take control of your benefits. Whether checking your status or contacting a professional, the time to act is now!