ACA Open Enrollment: Key Dates You Need to Know

Health coverage is a crucial part of maintaining your well-being, and the Affordable Care Act (ACA) open enrollment period is a prime opportunity to secure or update your insurance plan. Navigating the world of insurance can feel overwhelming, but understanding the key dates can make the process easier. Start preparing now to ensure you don't miss out on important coverage deadlines.

Key ACA Open Enrollment Dates

• November 1, 2025: The first day to enroll, renew, or change a plan for 2026.
• December 15, 2025: The deadline for coverage starting January 1, 2026.
• January 15, 2026: The final day of open enrollment. Plans selected now begin February 1, 2026.

After January 15, changes can only be made if you qualify for a Special Enrollment Period due to major life events like marriage, birth, or loss of coverage.

If you already have a plan, reviewing and comparing options is crucial, keeping in mind your potential medical needs and budget for the year ahead. This is a limited window, and preparation is key to avoid any coverage gaps.

Making informed choices now can lead to peace of mind throughout the year. If you need help or personalized assistance, don't hesitate to reach out.